Mortgage Loans in the United States for Foreigners

Discover how Financing with American Banks can help you Invest in the United States

Finance Your Real Estate Property with Processes that Cross Borders

Learn the Advantages of Applying for Financing with American Banks to Support Your Operation.

What are Mortgage Loans for International Investors?

Mortgage Loans for Latin Americans are loans granted by financial institutions to non-residents and non-U.S. citizens to finance the purchase of real estate property in the country.

 

Thanks to its ROBUST Mortgage System, the United States offers foreign investors and buyers a wide range of options that facilitate financing for closing the transaction.

Créditos Hipotecarios en Estados Unidos para Extranjeros

Acquiring a Property in the United States with Mortgage Financing of up to 75% might seem challenging for International Investors or Buyers; however, professional guidance is KEY to ensuring an efficient Application Process.

As well as access to accurate and relevant information…

Something fundamental is to understand the inner workings of the United States Banking System, which can be segmented into the following divisions:

  • First-Tier Banks: They evaluate the amount based on personal debt capacity, guaranteeing the best Interest Rates.
  • Second-Tier Banks (DSCR): They evaluate the amount based on the appraiser’s assessment of the property’s commercial value and rental income.
  • Third-Tier Banks: They evaluate the loan amount based on the property’s appraisal (Asset-based lending), requiring fewer qualifications.

You just need to choose the option that best suits your needs; we guarantee the best Interest Rate based on your Financial Profile.

Take advantage and expand your wealth with the benefits offered by American Banks to finance your next real estate investment in the United States.

Advantages of Obtaining a Loan as an International Investor

Access the same Interest Rates as an American Investor and receive Professional Guidance at every stage of the process.

Financing up to 75% with Mortgages of 15, 20, or 30 years; easing the financial burden and providing flexibility to choose the optimal option according to the profile and needs of the Foreign Investor or Buyer.

Enter the U.S. Real Estate Market in strategic cities like Miami, Orlando, New York, or Houston to achieve significant gains through Short or Long-Term Rentals, allowing the property to be self-financing.

Fill out the application remotely and simply using our Mortgage Calculator to estimate costs, and benefit from Professional and EXPERT Advice on Loans for Foreigners, thereby facilitating the process efficiently.

Access the possibility of Refinancing the Debt, either through "Rate and Term Refinancing" or "Rate and Term Cash Out Refinancing," improving conditions and allowing Foreign Investors and Buyers to set New Real Estate Goals.

Requirements to Obtain a Loan for International Investors in the United States

Foreign Investors and Buyers must overcome the FEAR of Financing through American Banks. The requirements are within your reach in a simple and straightforward way!

  • 1

    Form (Pre-Approval):

    Complete the online application form.

  • 2

    Documentation (Approval):

    Submit copies of your passport and ideally a valid visa to enter the United States, as well as a resume, proof of primary residence, income letter, two bank references, and the last three months of bank statements.

  • 3

    Submit Copy of the Contract (Final Approval):

    Attach a copy of the fully executed Purchase and Sale Agreement, as well as copies of checks and/or bank transfer receipts.

Following these requirements to the letter is essential to access a Mortgage Loan as an International Investor and accomplish your Real Estate Projects in the United States.

Make your Real Estate Investments a reality and achieve your Financial Goals.

STEP BY STEP

How to Apply for a Loan as an International Investor?

Initial Consultation

Schedule a free consultation with our advisors to discuss your financial and real estate needs and goals.

Quick Pre-Approval

Use our intuitive Online Tool that gives you a competitive edge in the Real Estate Market.

Approval Process

We will guide you through each phase of the application process, from the initial paperwork to the signing and disbursement of the loan.

Our Commitment to Your Success

1

Transparency

We maintain a complete Transparency and Privacy policy, ensuring a complete understanding of all loan terms and conditions.

2

Support

Our Team of EXPERTS is available to answer your questions and provide assistance at every stage of the application process.

3

Costumer Service

We tailor our Mortgage Solutions to meet your financial needs and specific requests.

Loans for Foreigners are the PERFECT opportunity to finance your next real estate investment in the United States.

Mauricio Ordoñez, CEO en The Qkapital Group

Get your Credit through American Banks and support your operation

Remember: Favorable requirements, conditions designed for all types of needs and financing of up to 75%.

Don’t hesitate, apply for your Credit!