Discover the Advantages of Financing Your Real Estate Property
Finance the Purchase of Your Real Estate Property
Access National Loans Tailored to Every Profile
What Are Mortgage Loans for American Residents or Citizens?
Mortgage loans for American residents, whether for primary residences, vacation homes, or investment properties, also known as Conventional or Domestic Loans, are offered by banks, credit unions, and other mortgage lenders to American buyers.
From Conventional Mortgages with minimal entry requirements to special programs like FHA Mortgages and Jumbo Loans, the U.S. system is designed to facilitate home purchases.
It is essential to understand the documentation requirements and eligibility criteria for each type of loan, whether for a primary residence, secondary home, or a real estate investment to ensure an additional income source.
One of the greatest advantages offered to American residents and citizens is access to a wide range of real estate properties, including houses, townhouses, apartments, short-term rentals, long-term rentals, and condo-hotels.
Domestic buyers have the opportunity to build wealth with the support of professional financial advice, which provides guidance throughout all stages of the process, facilitating smart decision-making.
Having a strategic financial ally will not only streamline your application process but also enable you to negotiate better terms.
Advantages of Acquiring Credit as an American Resident or Citizen
Fixed and adjustable interest rates tailored to your financial profile and long-term terms are some of the advantages of mortgage financing.
From Conventional Mortgages, which offer favorable conditions for those with good credit and payment capacity, to special programs, there are options for almost every financial situation.
Buyers have the opportunity to build solid equity in the United States through comprehensive support, ensuring an efficient process.
Financing is guaranteed up to 96.5% for your primary residence, 90% for your vacation property, or 80% for investment properties.
Requirements to Obtain a Loan
Find out what documentation is needed to access a mortgage loan as a U.S. resident or citizen to finance your property in the U.S.
The U.S. Financial System ensures access to mortgage loans for residents and U.S. citizens, regardless of whether they have a Social Security Number. Requirements vary by financial institution, but this documentation is an excellent starting point.