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Discover the Advantages of Financing Your Real Estate Property
Access National Loans Tailored to Every Profile
Mortgage loans for American residents, whether for primary residences, vacation homes, or investment properties, also known as Conventional or Domestic Loans, are offered by banks, credit unions, and other mortgage lenders to American buyers.
From Conventional Mortgages with minimal entry requirements to special programs like FHA Mortgages and Jumbo Loans, the U.S. system is designed to facilitate home purchases.
It is essential to understand the documentation requirements and eligibility criteria for each type of loan, whether for a primary residence, secondary home, or a real estate investment to ensure an additional income source.
One of the greatest advantages offered to American residents and citizens is access to a wide range of real estate properties, including houses, townhouses, apartments, short-term rentals, long-term rentals, and condo-hotels.
Domestic buyers have the opportunity to build wealth with the support of professional financial advice, which provides guidance throughout all stages of the process, facilitating smart decision-making.
Having a strategic financial ally will not only streamline your application process but also enable you to negotiate better terms.
Fixed and adjustable interest rates tailored to your financial profile and long-term terms are some of the advantages of mortgage financing.
From Conventional Mortgages, which offer favorable conditions for those with good credit and payment capacity, to special programs, there are options for almost every financial situation.
Buyers have the opportunity to build solid equity in the United States through comprehensive support, ensuring an efficient process.
Financing is guaranteed up to 96.5% for your primary residence, 90% for your vacation property, or 80% for investment properties.
Find out what documentation is needed to access a mortgage loan as a U.S. resident or citizen to finance your property in the U.S.
By submitting a credit application on the American banks' platform, a pre-approval or DU is automatically issued within minutes.
At this stage, the Rule 222 applies: two years of income, two years of credit history, and two months of bank deposits.
If you don't meet the Rule 222 requirements, contact us to explore the range of options available for your financial needs.
To verify assets, copies of the last three consecutive months of bank statements from U.S. accounts are required, as well as any external statements (if applicable) where assets can be obtained.
The U.S. Financial System ensures access to mortgage loans for residents and U.S. citizens, regardless of whether they have a Social Security Number. Requirements vary by financial institution, but this documentation is an excellent starting point.
STEP BY STEP
Schedule a free consultation with our advisors to discuss your financial and real estate needs and goals.
Use our intuitive online tool to gain a competitive edge in the real estate market through systems like DU or manual approvals.
We will guide you through every stage of the application process, from the initial completion to the loan signing.
Comprehensive transparency and privacy policy, ensuring a full understanding of all loan terms and conditions.
Our Team of Experts is available to answer your questions and provide assistance at every stage of the application process.
Find the mortgage loan type that best fits your financial profile to ensure an efficient transaction.
The opportunities to own property are within your reach. Start your application process now!